Innovation and Technology
Our Commitment
Innovation creation and development is a pathway to sustainable organizational and business growth — particularly in an era where technology is rapidly evolving and playing an increasingly pivotal role in shaping consumer behavior.
For Jaymart Group Holdings Public Company Limited, innovation development is at the core of driving the organization toward efficient and sustainable growth. The company places strong emphasis on adopting digital technology and emerging innovations, with Artificial Intelligence (AI) serving as a key enabler in enhancing organizational capability and propelling sustainable growth in today's fast-changing digital landscape — integrating it across every dimension of business operations to elevate service quality, improve operational efficiency, and maximize satisfaction for customers and all stakeholder groups.
For Jaymart Group Holdings Public Company Limited, embedding Artificial Intelligence across every facet of business operations is central to the organization's future-forward development — spanning internal management, deep data analytics, enhanced automation, and the elevation of personalized customer experiences that respond to individual needs.
Jaymart Group is committed to becoming an innovation- and AI-driven organization, firmly believing that continuous investment in and development of Artificial Intelligence will not only strengthen competitive advantage and business growth, but also create long-term value for society, the economy, and the environment in alignment with the organization's vision of improving people's quality of life through future-forward technology.
Jaymart Group Holdings Public Company Limited drives its business through cutting-edge digital technology and innovation across its core subsidiaries, each playing a significant role in advancing technology to reinforce the strength and resilience of the Jay Mart Group's business ecosystem.
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J Elite Co., Ltd.
J Elite Co., Ltd. has developed the central CRM system for the Jaymart Group, known as “J Point” This is a point accumulation system designed as a rewards program for customers who purchase products or use services within the Jaymart Group. Whether shopping at Jaymart Mobile stores or engaging with other businesses under the Jaymart umbrella, customers can accumulate J Points.
The J Point system is designed to build brand loyalty and encourage spending within the group, reinforcing customer engagement and enhancing overall business synergy.
Management Approach of J Elite
1. Expanding the J Point Ecosystem Across All Group Businesses - J Point is designed to allow customers to accumulate points from purchases or services across Jaymart Mobile, J Fintech, Singer, J Ventures, and other affiliated businesses within the Jaymart Group.
- Customers can redeem their points for discounts or exclusive privileges from business partners.
2. Expanding Partnerships with Business Allies - J Point is integrated with partner platforms, including e-commerce, restaurants, hotels, and other businesses, to enhance its usability and provide greater benefits to customers.

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J Ventures Co., Ltd. (JVC)
J Ventures is a technology and digital transformation developer within the Jaymart Group, specializing in blockchain and digital asset innovations. The company has developed JFIN Coin and JFIN Chain, Thailand’s native blockchain, aimed at integrating blockchain technology and digital assets into Jaymart Group's businesses. J Ventures also creates financial and investment opportunities in the digital era.
Management Approach of J Ventures (JVC)
1. Developing Blockchain and Digital Asset Infrastructure J Ventures is a leading blockchain provider in Thailand, offering secure and transparent digital transaction solutions.
- Developed JFIN Coin, a digital token used within the Jaymart ecosystem.
- Created JFIN Chain, a blockchain platform applicable to various industries, including financial services, supply chain management, and smart contracts.
- Built enterprise blockchain platforms to facilitate efficient transactions and reduce operational costs.
2. Advancing Digital Identity and Cybersecurity Technologies To ensure secure digital transactions, J Ventures focuses on digital identity solutions and data security:
- Developed a Digital Identity and e-KYC system on blockchain to prevent identity fraud.
- Implemented Zero-Knowledge Proof (ZKP) and Multi-Factor Authentication (MFA) for enhanced identity verification security.
- Strengthened collaborations with technology partners to advance cybersecurity solutions.
3. Expanding Partnerships with Public and Private Organizations J Ventures collaborates with both domestic and international organizations to develop industry-wide solutions:
- Works closely with Thailand's Securities and Exchange Commission (SEC) to ensure compliance with digital asset regulations.
- Partners with the Bank of Thailand (BOT) and regulatory agencies to develop digital financial infrastructure.
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Rawmat Company Limited, operating as Rawmat Coffee
Rawmat Coffee has been purpose-built as a Digital-First Coffee Business, with digital technology and data serving as the backbone of its business model — spanning customer experience design, seamless Omnichannel integration bridging online and offline touchpoints, a membership ecosystem that leverages customer data to deliver personalized offers, through to fully integrated digital back-end management. This approach creates a differentiated customer experience while serving as a flagship model for scaling technology adoption across other retail and lifestyle businesses within the Group.
Supporting The SDGs Goal
Advancing global sustainability through alignment with the UN SDGs.
Stakeholders Directly Impacted
Goals
- Develop 2 innovation and technology projects per year.
- Develop 10 innovation and technology projects by 2030.
Performance Highlights
In 2025, a total of
Management Approach
The Company has established a Center of Excellence (COE) as a dedicated Business Unit under Jaymart Group Holdings Public Company Limited. The COE serves as the strategic hub for technology and innovation across the Group, with key responsibilities including setting directions, defining operational frameworks, and systematically driving the adoption of technology within its businesses. This initiative supports the Group’s vision of transforming into a Technology Investment Holding Company capable of achieving sustainable long-term growth.
Roles and Responsibilities of the Center of Excellence (COE)
The COE is responsible for establishing technology standards and governance (Technology Governance), covering system architecture, data management, cybersecurity, and compliance with relevant regulations — to ensure that technology investments within the Group are efficient, reduce development redundancies, and enable appropriate risk management. This serves as a critical factor in maintaining transparency and confidence among shareholders and investors.
Innovation Driving Process
In terms of business driving, the COE serves as a support mechanism for affiliated business units — from selecting high-potential technology projects and developing prototypes, through to actual organizational-level implementation — with a focus on projects capable of generating tangible business outcomes across revenue growth, operational efficiency improvement, and cost reduction, to ensure that innovation investments yield appropriate and measurable returns.
The JMART Group firmly believes that the COE, as an innovation business unit, will serve as a critical mechanism for building knowledge, developing personnel capabilities, and transferring technology competencies to all affiliated companies — including extending case studies from Rawmat Coffee to other businesses within the Group's ecosystem — in order to create added value for shareholders, strengthen competitiveness, and support the Group's stable and sustainable long-term growth.
Jaymart Group Holdings Public Company Limited places strong emphasis on continuously adopting innovation and technology in its business operations to enhance internal efficiency, improve organizational agility, and support long-term sustainable growth.
The Company focuses on implementing modern digital solutions that align with its operational context and organizational needs across all dimensions, including customer engagement, business processes, and human capital development, as follows:
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1Collecting Customer Feedback and Identifying IssuesUnderstanding customer needs and challenges is essential for developing products and services that align with market demands. Jaymart is committed to actively listening to customers and collecting feedback through various channels, including customer surveys, usage data analysis, and direct interactions. This data is then utilized to enhance products and services.
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2Monitoring Innovation Trends and DevelopmentsJaymart closely monitors global innovation trends, particularly in the technology and financial sectors. The company collaborates with strategic business partners who possess specialized expertise to drive new innovations that align with Jaymart’s strategies and business objectives.
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3Sourcing Innovations to Support Net-Zero EmissionsJaymart actively seeks innovations that contribute to achieving net-zero greenhouse gas emissions. This includes developing technologies and services that reduce environmental impact, such as renewable energy adoption, resource conservation, and recycling promotion.
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4Developing Internal Training Programs
- Jaymart has integrated E-Learning into its training programs to enhance employee skills and knowledge effectively. This approach supports continuous professional development across various fields.
- On-demand online learning: Employees can access learning content anytime, anywhere through an E-Learning platform, allowing for flexible and convenient knowledge acquisition.
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5Implementing Innovations such as E-Documents in the OrganizationJaymart has initiated the use of E-Documents to improve document storage and accessibility within the organization. This enhances operational efficiency, security, and reduces the risk of losing important documents. Additionally, it supports environmentally friendly business practices, contributing to long-term sustainability.